Google

Is Pet Insurance Worth It?


Many pet owners often wonder if it's worth it to purchase pet insurance. The way I see it, there are two main considerations, your opinion when it comes to risk-taking and the expected health of your pet.

Are you a risk-taker or are you conservative? If you are a risk-taker when it comes to insurance and would be okay covering any health-related costs yourself, you shouldn't bother getting pet insurance. Right or wrong, this is what most pet owners do. However, if you are conservative, and want the peace of mind knowing that most major health costs you incur for your pet would be covered, pet insurance might be right for you!

The second consideration is the expected health of your pet. Of course, it's impossible to predict with any level of precision how healthy your pet will be, but if you have carefully researched the lineage of your puppy, kitten or foal, and have sound information about the health of the lines, then that's valuable information for you to use when making this decision.

Next, you might be wondering how pet insurance works. It's pretty simple. You'd pay a monthly insurance premium for your pet, which could be as low as $10 per month (but usually higher). Some plans cover routine care as well as accidents and illnesses, while others only cover accidents and illnesses (the later would be cheaper). When your pet receives veterinary care, you'd submit the bill to the insurance company for reimbursement. Based on the plan you purchase, you'd be reimbursed a percentage of the total cost minus any deductible. Not every procedure is covered, so check out your policy carefully.

With the rising costs of pet healthcare and with the extremes that many of us would go to for our pets, pet insurance is becoming very popular with pet owners.

http://www.thepetman.com

MORE RESOURCES:

RELATED ARTICLES

How to Keep Your Cat Free from Diseases with This Quick Guide to Cat Parasites
Parasites are organisms that survive by feeding off of other creatures. Among cats, parasites generally feed on the animal's blood.
Horse Manure Management--What are Your Options?
You need a strategy for using or disposing of your horse's manure. The proper management of manure is important to the health of your horse and your family.
Fat and Obese Dogs Live Shorter Lives
Obesity is one of the most important health concerns facing dogs. If you love your dog, you should do something about it.
West Highland White Terrier - Westie Grooming
Westie Grooming - When your west highland white terrier becomes part of your family, it deserves the care love and support that is given to all members of your family.As part of the package, this would include the grooming of your Westie.
Pet Ear Infections
Is your dog or cat tormented by ear infections? Do you spend time and money at the veterinarian's office trying to bring relief to your beloved pet, only to find that another infection appears over time? If so, you may want to try some more natural approaches to preventing and treating your pet's ear infections.Dogs and cats have an incredible sense of hearing.
Clown Loaches
Scientific Name: Botia macracanthus Other Scientific Name(s): Cobitis macracanthus, Botia macrocanthus Common Name: Clown LoachClown loaches are very popular aquarium fish; however they are not always easy to keep successfully since they easily succumb to ick and are sensitive to poor water conditions. This article is intended to help new clown loach owners provide a good home for their loaches.
So, You've Decided To Kill Your Pet!
The other day I was doing a research online for an article I was writing and I came across an article, which the author started by saying: "Euthanasia, is often the hardest thing to do, yet the greatest act of kindness" Then he went on explaining the "grueling" suffering and the guilt the pet owner goes through before making the decision, how it affects the whole family, especially the kids. But then he explains euthanasia in the most loving way I've ever seen someone describe a murder.
Mind-Set: The Second Of 6 Keys To Building A Life Long Partnership With Your Horse
Your mind-set, approach and way of thinking (beliefs) are critical to building trust and a lasting relationship with your horse. Your mind-set is the first thing you must scrutinize and work to understand in developing skills in horsemanship.
4 Ways In Which You Can Show Your Dog How Much You Love Him
Do you have at least one framed photo of your dog somewhere in your house..
Why the Heck Would You Have a Pet Snake (or lizard, crocodile, monitor, frog, turtle etc)?
This is a question that has been asked of me and a thousand (million?) other herp keepers. I think it's almost a case of once bitten, twice as determined.
Nervous Cats, Wining the Trust of a Timid Cat
Nervous cats hide from people, they do not readily present themselves for petting, and may seem downright scared of you.Probably, this was not exactly what you had in mind when you decided to get yourself a pet.
Feral Cats - Societys Problem Children
There is a lot of talk going on about what to do with the issue of feral cat population.Some measures have been proposed which will allow residents to kill what they perceive to be feral cats on their property.
Is Your Dog Fat?
Obesity is one of the greatest health concerns facing dogs. You can and should do something about it.
Fur Isnt Such a Good Sunscreen
You might think the most important bit of dog health advice would be to let your furry loved on spend all day enjoying the outdoors. But you'd only be half-right.
Applehead Chihuahua
The term applehead Chihuahua refers to the shape of a baby Chihuahua's head. The dome of the skull is broader than the jaw, giving rise to the description "applehead".
What to Do When Your Puppy Dog Is Chewing Everything In Sight
A puppy wanting to chew makes you want to scream! Do remember that, like children who search their new world with their hands, so do puppies search with their mouths. While there is a difference between exploratory chewing and problem chewing, the problem chewing is sometimes related to their need for attention, food or tension release.
Crate Training Tips: How to Crate Train Your Dog
A crate is a valuable and useful training tool. Its main purpose is to provide security, safety and protection for short term confinement while training a puppy or new dog about its own and house boundaries.
Is Pet Insurance Worth It?
Many pet owners often wonder if it's worth it to purchase pet insurance. The way I see it, there are two main considerations, your opinion when it comes to risk-taking and the expected health of your pet.
Life with the Rat Terriers
I am a happy owner of two rat terriers. They are half brother and half sister and other than coat color and size and natural hunting abilities they are not at all alike.
Protecting Your Child from a Dog Bite
Dogs make great loyal pets and are always pleased to see their owner; they are loving and have their own distinct personalities. However, every animal has the potential to become aggressive.